This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? Central Bank Digital Currencies could reshape fintech by enabling programmable, purpose-bound money — funds that can only be spent on specific goods or services. Guest Kimmo explores the innovative use cases for CBDCs and what they mean for European fintech startups and financial infra

This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? Central Bank Digital Currencies open new doors for fintech innovation. In this first part of an expert interview series, the conversation explores the practical opportunities CBDCs create for startups — from programmable payments to new financial products that aren't possible with trad

This story was migrated from our old blog, originally published on March 8th, 2022. What Is This About? Central banks worldwide are developing their own digital currencies inspired by crypto — the digital euro being Europe's most significant initiative. This episode explains why CBDCs and stablecoins matter, how they differ from existing cryptocurrencies, and what opportunities they create for European fintech startups. This article is part of our coverage of Scaleup Founder

This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? The digital euro is coming, and stablecoins are already here. This episode explains why central bank digital currencies matter for Europe's financial future, how they differ from private stablecoins, and what opportunities they create for fintech innovation in payments, lending, and pr

FinTech startups in the DACH region include Trade Republic (€12.5B valuation, full BaFin banking license), N26 ($486M revenue in 2024), Scalable Capital (ECB-approved deposit-taking), and Bitpanda ($4.1B valuation). Switzerland's Crypto Valley in Zug hosts 1,290 companies valued at $382.93B. Germany's fintech VC investment reached €8.1B across 850+ deals in 2024. This page is part of the FinTech, InsurTech and RegTech in Germany, Austria, and Switzerland pillar in the Startup

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