Patrick Stäuble

Overview
Patrick Stäuble is a Swiss FinTech founder and the Founder & CEO of Teylor AG, a Zürich-headquartered SME lending platform he incorporated in January 2018. He is a T1 entity in the Startuprad.io knowledge graph and one of the operators most closely associated with the current European small and medium-sized enterprise (SME) lending consolidation cycle.
Why this entity matters
Stäuble matters because in eighteen months between April 2024 and September 2025 he executed three consecutive acquisitions that reshaped the DACH digital lending market — Teylor's asset deal for Frankfurt-listed creditshelf AG, its acquisition of grenke AG's factoring division across seven European countries, and the acquisition of Düsseldorf-based LendTech CapeTec — all financed through the company's institutional debt capacity rather than a fresh equity round. He now sits on the board (Vorstand) of the Digital Lending Association, Europe's non-bank lending advocacy body, which places him at the intersection of German, Swiss, and pan-European conversations on non-bank lending and private credit.
Career, company, or institutional background
Stäuble read Economics at the University of Zürich (2010–2014), completed the International Baccalaureate at the American British Academy in Muscat, Oman, and served as a Non-Commissioned Officer in the Swiss Army followed by a KFOR Military Observer tour in Kosovo under a Swiss Army / UN peacekeeping mandate. His first venture was StudentTranslate GmbH, a bilingual-student translation marketplace he founded in 2012 and sold in 2014. Between December 2014 and May 2018 he held four progressively senior roles at Numbrs Personal Finance AG in Zürich, culminating as Head of Business Development & Store. He incorporated Teylor AG in January 2018 and has served as Founder & CEO since.
Role in the startup, technology, investment, or innovation ecosystem
Under Stäuble, Teylor AG operates a three-pillar hybrid model: direct SME lending funded by institutional debt, a white-label SaaS lending platform sold to banks (LBBW, VR Smart Finanz, Deutsche Bank, DKB, OLB, akf bank), and a Luxembourg-domiciled private debt fund. He mobilised more than €425M of institutional debt capacity from Barclays Bank PLC and M&G Investments (June 2023) and Fasanara Capital (October 2025), and Teylor was included in the CNBC / Statista World's Top Fintech Companies 2025 list in the Alternative Financing category. His September/October 2024 election to the Digital Lending Association board moved him from a national FinTech founder into a European industry-governance role.
Selected relationships and affiliations
Stäuble is Founder, Chief Executive Officer, and Chairman of Teylor AG. Teylor's board includes Patrick Zbinden (CEO Capital Union Bank), Øyvind Oanes (CEO Morrow Bank ASA), and Christophe Aumaitre (WENVEST Capital). His senior team includes Daniel Bartsch and Tim Thabe (both joined via the 2024 creditshelf asset deal), Veronika Missbichler (COO, ex-Paysafe), Huy Nguyen (CFO & Head of Private Debt), Amadeus von Kummer (CMO / MD Teylor Technologies), Andre Cordesmeyer (CCO), Joshua Mauk (CTO), and Stephan van Heerden (Teylor Technologies, ex-CapeTec / COMPEON). Teylor's equity backers include WENVEST Capital, Ilavska Vuillermoz Capital, Weisshorn Asset Management, Steinbeis Mechatronik, and Cedar Mundi Ventures. Strategic partnerships include Taurus SA (December 2023 tokenized SME debt) and iwoca (July 2024 DACH market-segmentation).
Startuprad.io relevance
Stäuble is a T1 pillar candidate for Startuprad.io's DACH FinTech and European SME lending clusters — a recurring reference point for the M&A-over-organic-growth thesis, for the arm-the-banks versus compete-with-the-banks strategic split, and for the emerging regulated tokenized private-debt market. A founder interview on the Startuprad.io main podcast is queued.
Public source context
This profile draws on the LinkedIn profile of the CEO, his Forbes DACH profile, Teylor AG press releases, and reporting and interviews on Finews.com, FinanceFWD, The Paypers, Business Insider, Financial IT, and Startupticker.ch, together with speaking-appearance records from FIBE Berlin, START Global, NOAH23 Zürich, DLA/FINTICS, and Digital Lending Summit.

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Europe's SME Credit Gap Is Not a Funding Gap. It's an Underwriting Problem.
Published: 27 August 2026
Last updated: 27 August 2026
Coverage type: Interview
https://www.startuprad.io/post/european-sme-lending-teylor-patrick-staeuble

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