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The Hybrid Founder: When Founding in Germany Means Keeping the Day Job
KfW's 2026 edition: 40% of 2025 German founders kept the day job. The "hybrid founder" finding reframes who the word "founder" actually refers to in Germany.
Jörn Menninger
5 days ago5 min read


Germany's Under-30 Founding Wave: Real Signal or Statistical Mirage?
KfW 2026's most hopeful finding: 40% of founders are under 30. But 22% are still in Studium. The series finale asks if this is a generational shift or stage-of-life artefact.
Jörn Menninger
Jun 45 min read


Three Years of KfW Gründungsmonitor: Germany's Founding-Quality Problem Is Now a Pattern
Three editions, three years, one pattern: Vollerwerb flat at 206k, takeover share stuck at 17%, own-equity financing peaks at 74%. KfW's longitudinal diagnosis.
Jörn Menninger
May 287 min read


Germany's 690,000 New Founders Are Mostly Side-Hustlers — What the KfW Gründungsmonitor 2026 Actually Says
KfW's 2026 report shows 690,000 German founders in 2025 — but Vollerwerb stayed flat at 206,000. Germany has more side-hustlers, not more startups.
Jörn Menninger
May 216 min read


Clark Reportedly Loses Unicorn Status: What Allianz's Markdown Says About Europe's Insurtech Reset
Manager Magazin reports Clark has been marked from €1bn to €613m. What the Allianz markdown says about Europe's unicorn reset — with Startuprad.io archive.
Jörn Menninger
May 217 min read


Capital Strategies: How DACH Money Moves
This sub-pillar maps the structural decisions beneath DACH funding rounds. It sits inside Capital & Power in Startups: https://www.startuprad.io/post/capital-power-in-startups-how-dach-money-founders-and-networks-shape-the-ecosystem What this sub-pillar covers Capital architecture beneath the headline funding rounds: family-office anchoring, sovereign and state-backed instruments, cross-border allocation, exit-stage planning, milestone design, and the structural moves that pr
Jörn Menninger
Apr 251 min read


Investors: Capital Behind DACH Tech
This sub-pillar maps the investor side of DACH capital. It sits inside Capital & Power in Startups: https://www.startuprad.io/post/capital-power-in-startups-how-dach-money-founders-and-networks-shape-the-ecosystem What this sub-pillar covers Family offices, institutional VCs, sovereign and state-backed instruments, growth funds, cross-border allocators, and the operator-investors whose presence on a cap table predicts outcomes. Coverage prioritizes the structural decisions in
Jörn Menninger
Apr 251 min read


Jörn "Joe" Menninger
Joe Menninger is the founder of Startuprad.io, a leading European startup media platform. With 1,700+ interviews, he connects founders, investors, and policymakers across Europe.
Jörn Menninger
Apr 174 min read


AI Agents and the End of Seat-Based SaaS
Ventech partner Stephan Wirries explains how AI agents reprice SaaS, shift software value to outcomes, and open a narrow European industrial AI window.
Jörn Menninger
Mar 2020 min read


EU Innovation Fund 2026: What the Court of Auditors Audit Means for European Deep Tech - €40 Billion Cleantech Fund Has Paid Out Less Than 1%
The EU's €40 billion Innovation Fund has deployed less than 1% of its budget after five years. A Startuprad.io analysis of what the European Court of Auditors' 2026 audit reveals for DACH deep tech founders, VCs, and cleantech investors — and what comes next with the €451B European Competitiveness Fund.
Jörn Menninger
Mar 199 min read


How to Reach Startup Decision-Makers in DACH Without Wasting Budget
How to reach founders, investors and enterprise decision-makers in Germany, Austria and Switzerland without wasting budget. A structural guide to trust-based market entry in the DACH startup ecosystem.
Jörn Menninger
Mar 155 min read


From Jimdo Founder to Green Tech VC — Winner of German Startup Awards 2023: Investor of the Year
This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? Fridtjof Detzner, co-founder of website builder Jimdo, transitioned from building a tech company to investing in green technology as a VC. Named Investor of the Year at the German Startup Awards 2023, he now backs climate-focused startups across the DACH region. This article is part of
Jörn Menninger
Mar 1526 min read


Strategic Pivoting: Insider Tips for Making Business Decisions and Thriving in The Startup World — Founder Interview
This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? Strategic pivoting is the art of changing direction without losing momentum. This founder interview explores how startup leaders make high-stakes business decisions — when to pivot, how to evaluate new opportunities, and what separates successful redirections from costly mistakes in th
Jörn Menninger
Mar 1512 min read


Navigating the Insurtech Landscape: Thinksurance’s Rise in the Digital Insurance Era — Founder Interview
This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? Thinksurance built a digital platform transforming how commercial insurance is brokered in Germany. This founder interview traces the Frankfurt-based insurtech's rise from startup to a key player in the DACH digital insurance market, combining AI-driven risk assessment with traditional
Jörn Menninger
Mar 1529 min read


Exploring Purpose Bound Money: Innovative Use Cases for Central Bank Digital Currencies in Fintech — Founder Interview
This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? Central Bank Digital Currencies could reshape fintech by enabling programmable, purpose-bound money — funds that can only be spent on specific goods or services. Guest Kimmo explores the innovative use cases for CBDCs and what they mean for European fintech startups and financial infra
Jörn Menninger
Mar 1533 min read


Generative AI for Service Organizations: Revolutionizing Processes with Innovative Technology — Founder Interview
This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? KNOWRON co-founder Fabian Peltzl explains how generative AI is transforming service organizations by automating knowledge retrieval and process documentation. Their platform helps field technicians and service teams access critical information instantly, reducing downtime and improving
Jörn Menninger
Mar 1525 min read


LinkedIn Strategy: How to Use Evergreen Content and Storytelling to Build Your Brand — Founder Interview
What Is This About? Building a strong personal brand on LinkedIn requires more than posting regularly. This episode explores how founders can use evergreen content and storytelling techniques to build lasting visibility, attract investors and partners, and position themselves as thought leaders in the DACH startup ecosystem. This article is part of our coverage of Branded Content and Sponsored Episodes in Germany, Austria, and Switzerland. New Blog LinkedIn Strategy: How to U
Jörn Menninger
Mar 1527 min read


Accelerating the Adoption of Cryptocurrencies: Klink Wallet — Founder Interview
This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? Klink Wallet aims to accelerate mainstream cryptocurrency adoption by making digital assets accessible to everyday users. This founder interview explores how the startup simplifies crypto transactions, removes technical barriers, and positions itself as a gateway to Web3 for non-techni
Jörn Menninger
Mar 1525 min read


AI Structuring Data from Unstructured Medical Documents | Minds Medical #384 — Founder Interview
This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? Minds Medical uses AI to extract and structure data from unstructured medical documents — turning handwritten notes, discharge letters, and clinical reports into machine-readable formats. Co-founder Lukas and SYNPULSE partner Ingo explain how this transforms hospital workflows and clin
Jörn Menninger
Mar 1524 min read


EXCLUSIVE: Buy and Build in eCommerce — Acquiring the Price Dip — Founder Interview
This blog post first appeared first on old medium publication (https://medium.com/startuprad-io), and was moved to this blog with the relaunch of our website in summer 2024. What Is This About? Buy-and-build strategies in eCommerce let acquirers snap up undervalued online businesses during market downturns. This exclusive interview explains how to identify acquisition targets at discounted valuations, integrate them efficiently, and create competitive advantages through portf
Jörn Menninger
Mar 1530 min read
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